AI exposure

Insurance agent: will AI take this job?

70%High exposure
AI calculated the risk of you being replaced. Then it calculated the premium.

Why

Underwriting and claims are data-heavy and very exposed. Complex cases and trust are not.

Where to look next

  1. Broker for businesses
  2. Loss adjuster for complex claims
  3. Cyber-insurance specialist

What AI already does

  • Risk scoring
  • Simple claims
  • Policy comparisons

What stays human

  • Complex claims on site
  • Business clients

Skills worth learning — Finance & law

  • Advisory and client relationships
  • Data and AI literacy
  • Regulation of AI and new tech

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For fun, not a forecast. Scores are our rough estimates of how much of a job’s tasks AI can already help with, based on the ILO (2025) and Microsoft Research (2025) studies. Exposure usually means the job changes, not that it disappears — the ILO puts about 1 in 4 jobs worldwide in exposed occupations, but only 3.3% in the highest category.